“Access collateral-free finance against eligible export receivables through our funding partners. Release working capital while your overseas buyer’s payment is pending.”
1. Post-Shipment Export Finance (PSEF)
Your Shipment Has Moved. Let Your Business Move Ahead.
why PSEF? : do You have huge export orders but lack funding limits to execute those?.....then PSEF - collateral free funding is the exact solution for you...
Eligibility : at least INR 2 Crores export business in last 12 months/ Last financial year
Finance availability : upto 80% of Export Invoice
Interest rate : Market driven- with zero collateral- credit assessment based on your export buyer
Limits : Limits are set up by the lender across different export buyers to whom you export- thus repeat business qualifies easily
Insurance : generally covered in the finance cost
We provide this consultancy free of charge and thus there is no charges from our end for organising this finance to you.
“Your buyer relationships, pricing and commercial information are handled confidentially and shared only as required for the financing process.”
Turn Export Orders into Business Opportunities
Have confirmed overseas orders but insufficient working capital to execute them? IndiBy helps you explore pre-shipment finance suited to your export requirements.
What the Finance Supports
Purchase of raw materials and goods.
Manufacturing, processing and job-work expenses.
Packaging and preparation for shipment.
Who It Suits
Exporters and manufacturers with confirmed export orders or purchase orders, identifiable overseas buyers and a funding requirement before shipment.
How It Works
Share your requirement: Provide export order details, buyer information, production timelines and financial documents.
Assessment and approval: The funding partner assesses your business, buyer and proposed transaction.
Access funds: Approved finance is disbursed according to the facility terms.
Execute and settle: Complete the shipment and settle the facility under the agreed repayment arrangement.
Why IndiBy
Senior treasury expertise, practical support throughout the financing process and confidential handling of your commercial information.
Facilities, collateral requirements, pricing, tenure and repayment terms depend on the funding partner’s product and credit approval. IndiBy acts as a finance facilitator and advisor.
2. Pre-Shipment Export Finance (PRSEF)
Your Order Is Confirmed. Let Your Production Move Ahead.
Access collateral-free funding for eligible export orders through our financing partners. Meet procurement, production and packing expenses so that working capital constraints do not hold back your next shipment.
3. Import Finance (ImpF)
Keep Your Imports Moving. Give Your Cash Flow Room to Grow.
How it works :
Step 1 : Submit basic business business details to enable the finance partner to complete the process of business validations
Step 2 : Assessment : Obtain an automated assessment report
Step 3 : Legal Documentation : Sign Master Sale Agreement and place an order with the finance partner together with the advance payment.
Step 4 : Fast Disbursement : We place orders and pay the Supplier upfront to secure your goods.
Access collateral-free funding for eligible imports through our financing partners. Meet procurement, production and packing expenses so that working capital constraints do not hold back business.
4. Forex Strategy
Protect Your Margins. Navigate Currency Risk with Confidence.
Exchange rate movements can reshape the profitability of your imports and exports. IndiBy helps you develop a forex strategy aligned with your cash flows, business objectives and risk appetite.
Our services cover exposure assessment, hedging policy, evaluation of hedging alternatives, bank pricing review and ongoing monitoring—bringing discipline and clarity to your foreign currency decisions.
All forex transactions are executed through your authorised dealer bank.